There's a special kind of satisfaction in buying a new car. It doesn't matter the model or make. The sensation of driving off in an entirely unused vehicle, fresh and ready, is fantastic. Or it would be if families could afford to. The rising cost of cars is pricing our middle-class families.

Reported by CBS This Morning, they're finding that the average cost of a new car is starting to rise above what's manageable for many American families.

The investigation into this idea begins with setting the standard expectations. Tony Dokoupil goes to a local dealership. According to their in-house financial consultant, the average American family has an annual income of about $40,000 a year. They also recommend that about 10% of that be used as a monthly car payment. So Dokoupil has to find a car they can afford with that budget ($400).

The dealer and he browse a few vehicles, like the Explorer and F-150, some of the most popular models on the market. But when it came to finances, Dokoupil found that the monthly cost would be over $800 a month, twice as much as the target.

So how are families affording this? According to Experian, many families are taking on auto loans that are larger and longer-lasting then they used to be. The average has risen to $32,119 loans lasting nearly 70 months.

Dokoupil finds a similar compromise at the dealership when he is told about a loan for a somewhat less impressive truck. The catch? It's an eight year (96 months) loan.

The segment continues with Dokoupil visiting and talking with a repo worker, discussing how vehicle repossessions are on a rise due to the expensive cost of modern vehicles.

If you're ever frustrated at the expensive cost of a new car. Know that you're certainly not alone. Meanwhile, I'll stick to used vehicles.